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Smt. Partibha Upadhya v. Union Bank Of India And Another - WRIT - C No. 12532 of 2007 [2007] RD-AH 3991 (8 March 2007)


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Court No. 35

Civil Misc. Writ Petition No. 12532 of 2007

Smt. Pratibha Upadhya Vs. Union Bank of India & another

Hon'ble R.P.Misra, J.

Hon'ble Sudhir Agarwal, J.

On the urgency mentioned by learned Counsel for the petitioner, the file was summoned from the Registry.

Heard Smt. Subhra Singh, learned counsel for the petitioner and Sri Sanjeev Singh, learned Counsel for the respondent No. 1.

 Petitioner states that she is prepared to repay the loan dues provided she is extended facility to deposit the same in instalments.                                                                                          

Respondent, represented by their counsel/s, has no objection to the above.

In view of the above, we direct that the respondent, their agents, servants, employees, officers etc. shall not proceed to recover the loan amount in question nor proceed with attachment/auction sale etc. (subject matter of this writ petition), provided the petitioner makes deposits as follows: -

1. Petitioner shall make an initial deposit of Rs. 1,12,000/-(One Lac Twelve Thousands) within one month from today.

2. Petitioner shall pay balance amount in 4 equal quarterly instalments on or before 30th of the relevant month; instalment period for computing Ist instalment shall commence from the day following the day when one month period referred in clause I shall end.

3. Petitioner shall approach the Respondent-Bank in writing, while paying 3rd instalment and on so being approached, the Bank shall furnish, within three weeks of receipt of request, detailed account statement giving full particulars indicating all past deposits and dues up to date, along with such documents as may be claimed by the petitioner. Petitioner may file objection within three weeks of receipt of account statement, bank shall communicate decision in three weeks of receipts of objection, if any, and the balance amount, if any, shall be deposited as 4th instalment as per direction of the Bank.

4. Any amount already deposited under above loan account shall be duly adjusted and taken care of.

5. In case, petitioner makes payments as per schedule prescribed above and complies with all the conditions contained therein, no amount as collection charges shall be recovered.

6. But in case petitioner commits default of any of the above conditions, this order shall stand vacated automatically on the date of default itself without further reference to the Court and petitioner will also become liable to pay collection charges as well as costs of Rs. 2000/-, which will be deposited with the respondent Bank.

   If the petitioner feels aggrieved against the calculations given in the account statement she may seek her remedy, without being prejudiced by this order in any manner, as may be available in law.

     Writ petition is disposed of finally subject to above directions. No order as to costs.

A certified copy of this order be issued to the learned counsel for the petitioner on payment of usual charges during the course of the day.

Dated: 8.3.2007



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